Thomas Johnson,CAS®

​Meet our Managing Partners

Thomas Johnson, Financial Advisor and Insurance Agent

Founder and CEO of Still Waters Financial Solutions

Senior Managing Partner of THE ALTUS GROUP

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Thomas Johnson served in the United States Air Force from 1985 to 1992.  Co-Founder and Partner of THE ALTUS GROUP.  Tom is an innovator of wealth retirement strategies and believes in creating customized solutions for each client. 


Tom is the Founder and CEO of Still Waters Financial Solutions.  Tom is also an Investment Advisor Representative through Aspen Capital Management.  Tom has the heart of a teacher and always gives his best in everything he does when it comes to his business or his personal life.

Still Waters Financial Solutions Website

Erik D. Nebeker, MBA

​​RETIREMENT PLANNING AT ITS BEST SINCE  2008

Erik D. Nebeker, MBA

Senior Managing Partner of THE ALTUS GROUP


Erik Nebeker served 6 years in the United States Air Force.  He has an MBA degree in business and finance.  He founded his own Third Party Administrator organization and worked as its Chief Operating Officer for 11 years.  He has been the CFO and Vice President for several Insurance Brokerage houses.

Erik Nebeker has been married to his beautiful wife Connie for over 45 years.  He has 8 wonderful children and enjoys working with clients in Utah.